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Home Loan Solutions - About us

Mission statement

Home Loan Solutions is a dynamic, fun organisation with a team of passionate professionals who assist our clients in reaching their financial goals, so they receive the ‘WOW’ factor each and every time, resulting in our clients becoming raving referrers.



Dave Caffarelli

Dave Caffarelli Finance Broker (B.Bus)

DAVID CAFFARELLI - Authorised Representative/ Mortgage Manager

Dave has been providing superior customer service in Perth for over 15 years. Based from Willetton, Dave has a wealth of experience from finance through to insurance and wealth protection. He loves to help people in realising their financial potential.

Dave’s philosophy: "Always do right by the client."


Frank Starvaggi

Frank Starvaggi Finance Broker

Frank assists our clients in obtaining the finance they need to reach their financial dreams. If the banks or other lenders are making you jump through too many hoops, Frank is the man to cut through the red tape and make it happen. His countless referrals attest to this. He’s a friendly, enthusiastic guy and he’s waiting for your call so give him a buzz and tell him how you like your coffee.


Kimm Puggaard

Kimm Puggaard Broker Assistant

Kimm has a finance broking certificate and understands lending and lending policy. Her warm nature makes her a pleasure to deal with, either with banks or clients


Vesa Mcaully

Vesa Mcaully Finance Broker


Vesa works predominately in the northern coastal suburbs of Perth and has worked in the finance industry for 15 years and has a wealth of knowledge & expertise.

She assists a variety of people from first home owners to those who wish to increase their personal wealth through a residential investment portfolio. With Vesa, nothing is ever too much for a client living in Perth’s upper Northern Suburbs. Vesa has clients from all areas including Joondalup, Mindarie and Quinns.

Vesa loves to help people invest in property! 



Home loan client

Dave and the team at Home Loan Solutions were great. We received constant updates throughout the process which not only went smoothly but was short and sweet. I would recommend to anybody that they contact the team at Home Loan Solutions.
M & G Gustavino – Huntingdale

I would just like to say that the service I have received from Vesa has been excellent. The information she provided was in depth and accurate, whilst still being easy to understand. She called me regularly during the whole process and kept me informed and up to date with everything that was happening. I wouldn’t hesitate to recommend her to anyone in need of assistance with their mortgage.

My Husband and I had been trying for two years to get finance to buy our first house. Everyone we saw told us that we would have a hard time getting finance because of a failed business venture,then we met Vesa. Without her help and guidance we have no doubt that we would still, to this day, be renting and paying someone else's mortgage. Thank you Vesa for your unwaiving help and support, without you we wouldn't be where we are today, proud house owners.
Craig and Megan Hardy - Quinns Rocks

Dave & his team have provided some fantastic support in the past and on an ongoing basis. I have recommended & will continue to recommend many friends to Dave who have all had positive words to say about their experiences with Home Loan Solutions.
A Stone - Duncraig

Excellent Team

We found the team at Home Loan Solutions excellent to deal with. The have all the information you need to know and kept is informed every step of the way. I now refer them to family and friends.
J & T Travaglini - Willetton

Sound Advice

When we bought our first home near Midland, we found this to be a stressful experience without the added burden of sorting through the maze of mortgages available, so we were relieved when friends of ours recommended Byron to help us to find the best mortgage for our needs. Byron gave us sound advice on a range of lenders. His advice was timely, thorough and easy to understand. Once we had chosen our lender, Byron personally helped us sort through the documentation that the lender required and had our best interests in mind at al times and also helped us through the First Home Buyers Grant. We look forward to working together with Byron and Home Loan Solutions in the future.
L Upton & B Donelan - Gooseberry Hill

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Suite 7, 101 Collins Road, Willetton, Western Australia 6155
Phone 9259 5626 - Fax 9259 5625

Australian Credit Licence 389510
ABN: 50 104 943 142

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