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Home Loan Solutions - About us

Mission statement

Home Loan Solutions is a dynamic, fun organisation with a team of passionate professionals who assist our clients in reaching their financial goals, so they receive the ‘WOW’ factor each and every time, resulting in our clients becoming raving referrers.



Dave Caffarelli

Dave Caffarelli Finance Broker (B.Bus)

Authorised Representative/ Mortgage Manager

It was the early 90's when I commenced my career in the Financial Services industry. I've seen my lenders change their policies countless times, introduce new and outrageous promotions to attract the type of borrowers that they want to attract at the time and best of all, watched the interest rates drop to their current all time low.

Saying this, my love isn't learning about the countless different products and lenders that are available, it's how I get to change the lives of the families I work with, and how I can create a better future for them to look forward to.

I've studied and tested almost all of products that are available from the hundreds of lenders in Australia, and I know how to use them to my client's advantage. This helps my clients reduce their home loans faster and ultimately reach financial freedom sooner.

I'm not all work though and sometimes you will find me out enjoying a meal with my precious family and friends or maybe even strumming a guitar with my band mates from The Memphis Rockers, make sure you come and say hi.

Dave’s philosophy: "Always do right by the client."


Kymm Pugard

Kimm Puggaard

I love to see people happy and am passionate about helping people achieve their dreams and live the best life they can. I have a keen interest in the finance industry and have been working as a Broker Assistant since 2015, having gained extensive knowledge in this role.

I enjoy the challenge of finding solutions for different situations and individual’s circumstances. My goal now is to use my experience to progress to a Finance Broker, assisting people with all their finance needs.


Kymm Pugard

Gina Lo Grande

I started out in Banking in 1998 which then led me into the Finance Industry. I have an extensive range of experience within Banking and Finance from Customer Service, Lending, Retail, Sales, Business Development Managing and now Broking.

The experience and knowledge I have gained over the past 20 years sets me apart from the rest as I can provide you with the service and quality you deserve. I develop a friendship with my clients so that you are always kept in the loop and never forgotten. I am passionate and vibrant about what I do and being a part of Home Loan Solutions.


Alecia Fitzgerald

Alecia Fitzgerald

Since starting with Home Loan Solutions in 2015 as a full time Broker Assistant, I have been rapidly building my knowledge with all the ins and outs of the finance industry. Along with my great willingness to learn, I am very approachable, positive and passionate toward assisting my customers with their finance needs. I have a great desire to create a pleasant customer experience every time which is evident to everyone that I have contact with.

Vesa Mcaully

Vesa Mcaully Finance Broker

Hi I’m Vesa. I’ve been working in the finance industry for 15 years and I have a wealth of knowledge and expertise in all avenues of finance but I have a keen interest in property investment.

I work predominately in the northern suburbs of Perth, assisting a variety of people from first home buyers to those who wish to increase their personal wealth through a residential investment portfolio.

Vesa loves to help people invest in property! 

Alison Ninyett

Alison Ninyett

I have a Diploma in Marketing and a certificate IV in business management. For the past ten years I have worked in an assortment of rewarding marketing and management roles.

I enjoy the challenge of capturing the attention of potential clients using all forms of traditional and digital media. The finance industry is very competitive and I’m enjoying all the challenges that come with the nature of the business.

Out of work I enjoy riding my horse, working out at the gym and spending time with my husband and young family.



Home loan client

Dave and the team at Home Loan Solutions were great. We received constant updates throughout the process which not only went smoothly but was short and sweet. I would recommend to anybody that they contact the team at Home Loan Solutions.
M & G Gustavino – Huntingdale

I would just like to say that the service I have received from Vesa has been excellent. The information she provided was in depth and accurate, whilst still being easy to understand. She called me regularly during the whole process and kept me informed and up to date with everything that was happening. I wouldn’t hesitate to recommend her to anyone in need of assistance with their mortgage.

My Husband and I had been trying for two years to get finance to buy our first house. Everyone we saw told us that we would have a hard time getting finance because of a failed business venture,then we met Vesa. Without her help and guidance we have no doubt that we would still, to this day, be renting and paying someone else's mortgage. Thank you Vesa for your unwaiving help and support, without you we wouldn't be where we are today, proud house owners.
Craig and Megan Hardy - Quinns Rocks

Dave & his team have provided some fantastic support in the past and on an ongoing basis. I have recommended & will continue to recommend many friends to Dave who have all had positive words to say about their experiences with Home Loan Solutions.
A Stone - Duncraig

Excellent Team

We found the team at Home Loan Solutions excellent to deal with. The have all the information you need to know and kept is informed every step of the way. I now refer them to family and friends.
J & T Travaglini - Willetton

Sound Advice

When we bought our first home near Midland, we found this to be a stressful experience without the added burden of sorting through the maze of mortgages available, so we were relieved when friends of ours recommended Byron to help us to find the best mortgage for our needs. Byron gave us sound advice on a range of lenders. His advice was timely, thorough and easy to understand. Once we had chosen our lender, Byron personally helped us sort through the documentation that the lender required and had our best interests in mind at al times and also helped us through the First Home Buyers Grant. We look forward to working together with Byron and Home Loan Solutions in the future.
L Upton & B Donelan - Gooseberry Hill

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Suite 7, 101 Collins Road, Willetton, Western Australia 6155
Phone 9259 5626 - Fax 9259 5625

Australian Credit Licence 389510
ABN: 50 104 943 142

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